Travel Insurance Policy Wording

This policy document provides You with the terms, conditions and exclusions of the insurance cover, together with information that will help You in the event of an emergency. The policy contains different levels of cover, some of which do not apply unless You have paid the appropriate additional premium. Conditions and exclusions will apply to individual Sections of Your policy while general exclusions, conditions and notes will apply to the whole of Your policy.

To view a copy of our policy wording click the appropriate policy below

 
New Policy Sales New Policy Sales New Policy Sales
Single and Annual Multi Trip Economy Last Minute Single and Annual Multi Trip Standard Backpacker and Long Stay Lite
Single and Annual Multi Trip Standard Last Minute Single and Annual Multi Trip Superior Backpacker and Long Stay Standard
Single and Annual Multi Trip Superior   Backpacker and Long Stay Max
 
 
policy wording purchased before 23rd Jan 2014 policy wording purchased before 23rd Jan 2014 policy wording purchased before 1st Apr 2013
Single Trip and Annual Multitrip Policies
1st Jan - 29 June 2015
Backpackers Policies
purchased before 1st Jan 2015
Policy Wording Pre 1st Jan 2015
Policy Wording Pre 1st Jan 2015 Policy Wording Pre 1st Jan 2015 Policy Wording Pre 23rd Jan 2014
 

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If you would like to discuss any issue relating to our policy wording, then please do not hesitate to call us on 01392 287418.

Your Travel Insurance Policy

We will provide the services and benefits described in this policy:

  • during the Period of Insurance
  • within the Geographical Limits
  • subject to the Limits of Cover, and all other terms, conditions and exclusions contained in this policy
  • following payment of the appropriate premium for the level of cover selected
  • a person who has their main home in the UK, the Channel Islands or the Isle of Man and has not spent more than six months abroad during the year before the policy was issued.

These policies are effected in England - Unless agreed otherwise, English law will apply and all communications and documentation in relation to this policy will be in English. In the event of a dispute concerning this policy the English courts shall have exclusive jurisdiction.