Insurance for Hazardous Activities
We already cover as standard the following amateur activities without paying any extra premium on all our travel insurance policies.
Archery, Athletics, Badminton, Baseball, Basketball, BMX cycling, Bowls, Boxing Training (no contact), Camel Riding/Trekking, Canoeing/Kayaking (inland/coastal), Cricket, Cross country running, Curling, Cycling, Elephant Riding/Trekking, Fell running, Field Hockey, Fishing (Fresh water and deep sea), Football, Golf, Heptathlon, Hiking (under 2,000 metres altitude), Horse riding (no Polo, Hunting, Jumping), Jogging, Netball, Orienteering, Parascending (over water), Rambling, Roller Blading (Line Skating), Roller Hockey/Street Hockey, Rounders, Running, Sprint / Long Distance, Safari (organised - no guns), Sand Yachting, Skate boarding, Snorkelling, Squash, Tennis, Trekking (under 2,000 metres altitude), Volleyball, and Yachting (crewing) - inside territorial waters
Our winter sports cover insures as standard off piste skiing and snowboarding with or without a guide except where it is undertaken in designated unsafe areas or outside ski area boundaries.
You may wish however to participate in extreme sports and pursuits for which we provide the following cover. We have grouped these into three sections with Group C being the most extreme.
There is a small additional premium for each or all of the activity groups and these can be viewed whilst obtaining an online quote.
Activity Group A
Abseiling, Animal Conservation/Game Reserve work, Clay pigeon shooting, Dry skiing, Fencing, Go Karting (recreational use), Gymnastics, Handball, Jet Boating, Lacrosse, Marathons, Motorcycling (under 50cc - no racing), Paintballing, Rowing (inland/coastal), Sailboarding/sandboarding, Scuba Diving (max depth 30 metres - qualified), Surfing, War Games (non-armed forces), Water Polo, Water Skiing, Windsurfing, and Zorbing/Hydrozorbing
Activity Group B
American Football, Canoeing/Kayaking (white water), Cross channel swimming, Gaelic Football (non-competitive), Gliding, High Diving, Hiking (over 2,000, but under 6,000 metres altitude), Hot Air Ballooning, Jet Skiing, Motorcycling (over 50cc - no racing), Mountain Biking, Mountain Boarding, Parascending (over land), Rugby, Trekking (over 2,000, but under 6,000 metres altitude), Triathlon, Wake boarding, White/Black Water Rafting (Grade 1 to 4), and Yachting (crewing) - outside territorial waters
Activity Group C
Bungee Jump (up to 3), Hang Gliding, Kite surfing/Landboarding/Buggying, Martial Arts (Training only), Parachuting, Paragliding/Parapenting, Scuba Diving (max depth 30 metres unqualified / max depth 40 metres qualified), Sky Diving, and Weight-lifting.
Any activity not listed above (or any of the above sports on a professional basis), which could be considered a hazardous activity, sport, pastime or employment (involving an increased risk of injury), will NOT be covered under the policy.
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