Insurance available on 180 second trips

Rail companies are now offering travel insurance.

Travel Insurance News - 14/02/2008

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Travel insurance is now available for a journey which is likely to last about three minutes. One railway company is offering a policy to cover the 180 second trip between London Liverpool station to Bethnal Green.

The trip costs just £2.30 but travellers who book with One railways can also opt for a £1 insurance policy.

The policy is available for longer rides as well. The seven minute trip to Hackney Downs, for example, is covered by the policy. If there is a 12-hour delay on the line, then passengers could be paid out as much as £75 for accommodation during that time.

One’s travel insurance is provided by Columbus, a company which also insures trips on Virgin trains. Insurance policies costing £1 are available on the £3.80 trip from Birmingham to Coventry. Columbus also provides insurance to those booking rail journeys online with South West Trains and First Great Western.

Columbus promises "peace of mind starts from just £1 per person each way". The policy covers trip cancellation, lost luggage, travel delays, death on the train, missed connections and stolen belongings. The policy does not cover travellers over the age of 75 and any costs relating to pre-existing medical conditions.

Another policy is available from Mondial Assistance for National Express East Cost trains plying the coast between London and the north, including Scotland. Their policy does not cover costs relating to acts of terror and "psychological conditions".

The Columbus insurance policies are offered through an online booking service known as Trainline. "As a responsible travel provider, Trainline recommends that all customers have insurance for their journey," says a spokeswoman. "Losing baggage or an assault could happen anywhere, it doesn't have to be a long journey," she said.

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