UK travellers warned not to cut costs on health insurance

Holidaymakers should have sufficient insurance to cover potentially disastrous healthcare costs.

Travel Insurance News - 27/05/2010

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British travellers are being warned about the potentially-crippling cost of accidents on holiday if they cut corners on insurance cover. Amidst the global recession, many holiday makers, seeking to reduce the cost of their international holidays, may be tempted to forego extra insurance cover. Some may think they already have enough coverage. Others may simply see optional extra insurance as poor value for money, especially if they’re not planning any outdoor activities or sports.

But the cost of an accident or hospitalization abroad could quickly turn into a disaster. Even a simple visit to hospital could entail painful out-of-pocket expenses, debilitating paperwork and administrative headaches. Many associate the need for dedicated travel insurance with ski trips, adventure sports or risky destinations. But even twisting an ankle at the beach could result in bills totalling tens of thousands of pounds.

Another benefit of a good travel insurance policy is that it can smooth the way through hospital processing. A recognized international insurance brand can often assuage the fears of medical staff who would otherwise demand cash up-front. The last thing anybody needs when injured or ill is hurried trips to ATMs to withdraw large amounts of cash. So before you travel, verify if you have sufficient cover and, if necessary, budget towards this valuable piece of mind and protection.

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