Travel Insurance Advice

Insurance Advice for Travel Insurance

The easy way to buy travel insurance might seem to be through a travel agent or tour operator. Sometimes these policies are 'free' with selected holiday deals, but where they are not they can be very expensive. Travel agents are no longer allowed to insist that holiday maker's book insurance through them and it's almost always possible to find a better deal by shopping around.

Buying online is by far the simplest way to arrange, purchase and obtain instant cover.

With Cheap Travel Insurance, you're guaranteed the best cover at the most competitive rates around - quickly.

Type of Cover should I Buy?

Decide on whether you need a Single Trip Policy or an Annual Multi Trip Policy.

The advantage of an annual policy is that there is no need to worry about arranging cover for each journey and it is usually better value than buying individual policies for two or three trips a year.

Most annual policies will cover trips of a month or more and they can be bought to cover European or World-Wide general travel. It may work out cheaper to add Winter Sports cover and Golf Cover to an annual policy, even if only one person plans to use that part of the cover.

Annual travel insurance is an even better deal for families. Insurance for a couple will be cheaper than for two single adults and cover for a family with children under 18 is not usually much more expensive than cover for a couple.

Our Annual Multi Trip policies allows both people to travel independantly of each other.


The most important part of a travel insurance policy is the EMERGENCY medical cover. This should include treatment at the destination, but also the cost of being flown home, by air ambulance if necessary. It's useful, too, to have access to a helpline that can put you in touch with a doctor who speaks English.

Cover of up to £1 million for Europe and up to £2 million for the USA/Canada is generally adequate. Policy cover of £5-10 million may make you feel more secure but it should not detract from checking the fine detail.


Baggage and Belongings, Delays or Cancellations, Personal Accident and other Special Risks such as Off Piste rescue and repatriation are all covered with Cheap Travel Insurance policies.

Our policy can be extended to cover Business Travel and this includes cover for business equipment and sample that may be lost or damaged.