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UPGRADES TO YOUR POLICY

This policy contains different levels of cover, some of which do not apply unless You have paid the appropriate additional premium. Any extra benefit You have purchased is shown on Your Certificate. Please read the wording and ensure the cover reflects Your requirements.

Upon the payment of an additional premium, You may upgrade Your travel insurance coverage by purchasing any of the following upgrades prior to commencement of Your Trip:

• Winter Sports Cover
  If You are under 65 years of age, Your policy can be extended, subject to certain limitations, to cover Winter Sports. Please refer to the Optional Winter Sports Cover Section in this policy for full details.
• Special Sports & Activities Cover
  Your policy can be extended, subject to certain limitations, to cover Special Sports and Activities. Please refer to the Optional Special Sports & Activities Cover Section in this policy for full details.
• Golf Cover
  Your policy can be extended to cover Golf Equipment and Non-refundable golfing fees.
• Business Cover
  Your policy can be extended to cover Business Equipment.