OPTIONAL SPECIAL SPORTS & ACTIVITIES COVER
This policy specifically excludes participating in or practising for certain sports and activities. Your policy can be extended to cover some of these sporting activities when You have paid an appropriate additional premium. Your policy can only be extended before departure from the UK Area.
This policy will cover You when You are engaging in the following sports and activities on a non-competitive and non-professional basis during Your Trip:
- Athletics
- Badminton
- Baseball
- Basketball
- BMX cycling
- Bowls
- Cricket
- Cross country running
- Curling
- Cycling
- Fell running
- Golf
- Heptathlon
- Hiking (under 2,000 metres altitude)
- Jogging
- Netball
- Orienteering
- Rambling
- Roller Blading (Line Skating / Skate boarding)
- Rounders
- Running, Sprint / Long Distance
- Safari (organised - no guns)
- Skate boarding
- Snorkelling
- Squash
- Tennis
- Trekking (under 2,000 metres altitude)
- Volleyball
- Yachting (crewing) - inside territorial waters
The following sports and activities will also be covered but no cover will apply in respect of any Personal Accident or Personal Liability claims:
- Archery
- Boxing Training (no contact)
- Camel/Elephant Riding / Trekking
- Canoeing/Kayaking (inland/coastal)
- Field Hockey
- Fishing (Fresh water and deep sea)
- Flying as a passenger (private/small aircraft)
- Football
- Gaelic Football (non-competitive)
- Go Karting (recreational use)
- Hiking (over 2,000, but under 6,000 metres altitude)
- Horse riding (no Polo, Hunting, Jumping)
- Parascending (over water)
- Roller Hockey/Street Hockey
- Trekking (over 2,000, but under 6,000 metres altitude)
- White/Black Water Rafting (Grade 1 to 4)
Your policy can be extended to cover the following Special Sports and Activities for an additional premium
- Scuba Diving (max depth 30 metres - qualified)
- Water Polo
- Windsufing
Your policy can be extended to cover the following Special Sports and Activities for an additional premium, but no cover will apply in respect of any Personal Accident or Personal Liability claims:
- Abseiling
- Animal Conservation/Game Reserve work
- Canoeing/Kayaking (white water)
- Clay pigeon shooting
- Cross channel swimming
- Dry skiing
- Fencing
- Flying as a passenger private/small aircraft
- Gaelic Footbal (non-competitive)
- Go Karting (recreational use)
- Gymnastics
- Handball
- High Diving
- Hot Air Ballooning
- Jet Boating
- Jet Skiing
- Kite surfing/Landboarding/Buggying
- Lacrosse
- Marathons
- Martial Arts (Training only)
- Motorcycling (under 50cc - no racing)
- Mountain Biking
- Mountain Boarding
- Paintballing
- Rowing (inland/coastal)
- Sailboarding/sandboarding
- Scuba Diving (max depth 30 metres unqualified)
- Scuba Diving (max depth 40 metres qualified)
- Surfing
- Wake boarding
- War Games (non-armed forces)
- Water Skiing
- Weight-lifting
- Zorbing/Hydrozorbing
Your policy can be extended to cover the following Special Sports and Activities for an additional premium, but no cover will apply in respect of any Personal Accident or Personal Liability claims, and the Policy Excess will be increased to £250 under Section 2 (Medical Emergency & Repatriation):
- American Football
- Bungee Jump (up to 3)
- Gliding
- Hang Gliding
- Hiking (over 2,000, but under 6,000 metres altitude)
- Motorcycling (over 50cc - no racing)
- Parachuting
- Paragliding/Parapenting
- Parascending (over land)
- Rugby
- Sand Yachting
- Sky Diving
- Trekking (over 2,000, but under 6,000 metres altitude)
- White/Black Water Rafting (Grade 5 to 6)
- Yachting (crewing) - outside territorial waters
You will not be covered for any claims arising directly or indirectly when engaging in or practising for the following sports and activities:
- Boxing
- Canyoning
- Caving / Cave Diving
- Flying as a pilot
- Horse Jumping
- Horse Racing
- Hunting-on-horseback
- Hunting / Shooting
- Hurling
- Martial Arts (Competition)
- Microlighting
- Motor Racing (all types)
- Mountaineering
- Parasailing
- Point-to-point
- Polo
- Potholing
- Professional Sports
- Quad Biking
- Rock Climbing
- Rock Scrambling
- Shark feeding/cage diving
- Steeplechasing
- Team sports played in competitive contests
- Wrestling
- Yachting (racing)
If You are undertaking a pursuit or activity which is not listed in this policy or are in any doubt as to whether cover will apply, please call Our Travel Helpline on 08450 264 264.
What is covered?
Benefits under the Sections of cover already described under Sections 1 - 16 are extended to cover Special Sports and Activities as follows. Please note that all terms, conditions and exclusions (except where these are amended under this upgrade) continue to apply for all Sections. You must read these extensions in conjunction with all Sections to which they relate and refer back to them when appropriate for full cover details.
SECTION 22 : SPECIAL SPORTS & ACTIVITIES EXTENSION
What is covered in addition to Section 2 (Medical Emergency & Repatriation) and Section 3 (Emergency Dental Treatment):
We will pay the necessary fees You are charged by specialist local rescue organisations for search, rescue and emergency transfer to hospital, up to £750 per Insured Person per Trip.
What is not covered:
- participation as a professional sportsperson receiving payment for each appearance (other than sponsorship only);
- any sport or activity specifically shown as excluded under this policy;
- participation in organised competitions involving any Special Sports and Activities;
- any obligation upon Us to organise any search and rescue operation;
- the Policy Excess. Please note: When You are engaging in certain Special Sports and Activities the Policy Excess in respect of this Section will be increased to £250 (as shown);
- anything mentioned in the General Exclusions.
SECTION 23 : SPORTS GEAR AND ACTIVITY EQUIPMENT
What is covered in addition to Section 10:
We will pay up to £500 per Insured Person if Your sports gear and/or activity equipment is damaged, destroyed, lost or stolen during the Trip. Your sports gear and/or activity equipment will be covered whilst in use.
Special conditions relating to claims: You must take sufficient precautions to ensure the safety of Your sports gear and activity equipment and must not leave it unsecured or outside Your reach or Unattended at any time in a place to which the public have access.
What is not covered:
- the Policy Excess;
- anything mentioned in the General Exclusions.
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