SECTION 14 : PERSONAL ACCIDENT
What is Covered
If You suffer Accidental Bodily Injury during the Trip, which within 12 months is the sole and direct cause of death or disablement, We will pay to You or Your legal personal representatives the following benefits:
| COVER | STANDARD BENEFIT | SUPER BENEFIT | BACKPACKERS BENEFIT |
|---|
| Death | £10,000 | £25,000 | £15,000 |
|---|
| Loss of one or more Limbs, or total and irrecoverable Loss of Sight in one or both eyes | £10,000 | £25,000 | £15,000 |
|---|
| Permanent Total Disablement | £10,000 | £25,000 | £15,000 |
|---|
What is Covered
- injury not caused solely by outward, violent and visible means;
- Your disablement caused by mental or psychological trauma not involving Your bodily injury;
- disease or any physical defect, infirmity or illness which existed prior to the commencement of the Trip;
- any payment per Insured Person in excess of £10,000 Standard/£25,000 Super/£15,000 Backpackers ;
- any payment in excess of £3,000 arising from death of Insured Persons under 16 years of age or over 65 years of age;
- any payment in excess of £1,000 arising from the Permanent Total Disablement of Insured Persons over 65 years of age;
- an Insured Person engaging in any Special Sports and Activities or Winter Sports where this policy specifically states that Personal Accident cover is excluded (regardless of whether the Special Sports and Activities or Winter Sports premium has been paid);
- anything mentioned in the General Exclusions.
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