SECTION 4 : ADDITIONAL ACCOMMODATION & TRAVELLING COSTS
What is Covered
On condition that You contact Us first and We make all the travel arrangements, in the event of a valid claim for repatriation under Section 2 (Medical Emergency & Repatriation), We will pay up to an overall limit of £1,000 for each Insured Person for the following:
- The additional travelling costs and accommodation costs incurred in returning Home each Insured Person accompanying You on the Trip, if Our Medical Officer confirms that it is medically necessary for You to be accompanied on the Trip Home, and the return journey cannot take place on the original scheduled date.
- Additional travelling and accommodation costs arranged by Us for one person required, on medical advice, to fly out to You and accompany You Home.
- A return journey air ticket plus reasonable accommodation costs to enable a business colleague, where necessary, to replace You in Your location outside the UK Area following Your medical repatriation or death during a Trip.
- Additional travelling costs incurred in returning Home Your children under 18 years of age and insured under this policy if You are incapacitated and there is no other responsible adult to supervise them. A competent person will be provided to accompany the children Home.
What is Not Covered
- any air travel costs in excess of a return economy/tourist class ticket;
- accommodation costs other than the cost of the room;
- any air travel costs in excess of a one-way economy/tourist class ticket for each child to be repatriated;
- anything mentioned in the General Exclusions.
SECTION 5 : HOSPITAL DAILY BENEFIT
What is Covered
In the event of a valid claim under Section 2 (Medical Emergency & Repatriation) or Section 3 (Emergency Dental Treatment), when You are admitted to a recognised hospital abroad as an in-patient for more than 24 continuous hours, We will pay You a benefit of £25 per Insured Person per complete day of in-patient treatment up to a maximum under this policy of £1,000 per Insured Person.
What is Not Covered
- any claim arising in connection with a Trip solely within the UK Area;
- anything mentioned in the General Exclusions.
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