Optional Golf Cover
If You have paid the additional premium to include Golf cover and the cover is shown on Your certificate, cover under Sections 24 to 26 will apply.
SECTION 24 - GOLF EQUIPMENT
What is Covered:
(Single Trip and Annual Multi-Trip policies only)
We will pay up to £1,000 per Insured Person, for Accidental loss, theft of or damage to Golf Equipment which You own.
What is not covered:
- the Policy Excess in respect of each and every claim;
- more than £50 per single item, up to a maximum of £200 in total for any one claim if You are unable to provide the original receipt , proof of purchase or an insurance valuation which was obtained prior to the loss;
- Golf Equipment which is over three years old;
- any claim for loss or theft of Golf Equipment if You have not notified the police within 24 hours of its discovery and obtained a written report which includes the crime reference number;
- any claim, if the loss or theft occurs during a journey or whilst in the custody of an airline or other carrier or their handling agent and You have not obtained an official report or a Property Irregularity Report (PIR);
- claims arising from delay, detention, seizure or confiscation by Customs or other officials;
- claims for loss, theft or damage to anything being shipped as freight or under a Bill of Lading;
- damage to, loss or theft of Golf Equipment, which is being carried on a vehicle roof rack;
- damage to, loss or theft of Golf Equipment, if it has been left:
- unattended in a place to which the public have access; or
- left in an unattended motor vehicle; or
- in the custody of a person who does not have an official responsibility for the safekeeping of the property;
- any claim for damage to Golf Equipment whilst in use;
- anything mentioned in the General Exclusions.
SECTION 25 - GOLF EQUIPMENT HIRE
What is covered:
(Single Trip and Annual Multi-Trip policies only)
If Your own Golf Equipment is lost, stolen, damaged, misdirected or delayed in transit by more than 24 hours We will pay You £30 for the cost of hiring the necessary Golf Equipment for each 24 hour period You are without Your own golf equipment, up to £300 per Insured Person.
What is not covered:
- any claim for loss or theft of Golf Equipment if You have not notified the police within 24 hours of its discovery and obtained a written report which includes the crime reference number;
- any claim, if the loss or theft occurs during a journey or whilst in the custody of an airline or other carrier or their handling agent of the incident and obtained an official report or a Property Irregularity Report (PIR);
- claims arising from delay, detention, seizure or confiscation by Customs or other officials;
- claims for loss, theft or damage to anything being shipped as freight or under a Bill of Lading;
- damage to, loss or theft of Golf Equipment, which is being carried on a vehicle roof rack;
- damage to, loss or theft of Golf Equipment, if it has been left:
- unattended in a place to which the public have access; or
- left in an unattended motor vehicle; or
- in the custody of a person who does not have an official responsibility for the safekeeping of the property.
- anything mentioned in the General Exclusions.
SECTION 26 - NON REFUNDABLE GOLFING FEES
What is covered:
(Single Trip and Annual Multi-Trip policies only)
We will pay You £75 per day up to £300 per Insured Person for the proportionate value of any non-refundable;
- Pre-paid green fees; or
- Golf Equipment hire fees; or
- Tuition hire fees
Which are not used due to:
- You being involved in an Accident; or
- Your sickness; or
- adverse weather conditions which causes the closure of the golf course.
What is not covered:
- any claims arising directly or indirectly as a result of any Pre-existing Medical Conditions, unless You have declared these to Us and We have written to You accepting them for insurance;
- claims arising directly from a medical condition which is not substantiated by a report from the treating doctor confirming Your inability to play golf;
- anything mentioned in the General Exclusions.
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