SECTION 12 : MONEY & PASSPORT
What is Covered
(For Super and Backpacker policies only) If during a Trip, the Money You are carrying on Your person or You have left in a safety deposit box is lost, stolen, damaged or destroyed, then subject to the following conditions and exclusions, We will indemnify You up to an overall maximum under this policy of £500 Super / £200 Backpacker per Insured Person in total.
The maximum We will pay for bank notes, currency notes and coins is £100 Super / £120 Backpacker per Insured Person.
The maximum We will pay for bank notes, currency notes and coins belonging to an Insured Person aged under 16 is £50.
If Your passport is lost or stolen outside the country of departure during a Trip, We will pay up to £100 Standard / £250 Super / £200 Backpacker per Insured Person in respect of reasonable additional travel and accommodation expenses You incur abroad to obtain a replacement passport. We do not cover the replacement cost of the passport itself.
Special conditions relating to claims
Within 24 hours of the incident You must report loss of Money or Your passport to the local Police or to the Carrier, as appropriate, or to Your hotel or accommodation management, or to the Tour Operator representative.
You must produce to Us written documentation from one of the parties listed above confirming that the loss or theft occurred during the Trip - otherwise no claim will be paid.
You must produce to Us evidence of the withdrawal of bank notes, currency notes or coins - otherwise no payment will be made.
What is Not Covered
- shortages or loss due to error, omission, depreciation in value, or confiscation or detention by Customs or other lawful officials and authorities;
- anything that can be replaced by the issuer;
- any claim for Money when You have purchased the Standard policy;
- the Policy Excess;
- anything mentioned in the General Exclusions.
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